Can I Afford to Have Refractive Surgery?
Thinking about having refractive surgery but are not sure if you can afford it? Moadel Eye Specialists of New York can help make clear vision more affordable than you think.
Easy Financing Options
Flexible Monthly Payments
Finance Experts Available
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The Value of LASIK = A Lifetime of Savings
LASIK in New York can actually be a less expensive alternative to glasses or contact lenses. When you calculate the cost over time of lens fitting, lens replacements, cleaning systems, etc., having laser vision correction makes financial sense.
We understand how important it is to offer affordable payment options that fit any budget. With our easy payment plans and multiple financing options, the cost of having your vision corrected may be less than the cost of your monthly cell phone bill.
Experience life free from the hassles of glasses and contacts. Let our team of LASIK finance experts work with you to find a plan that fits your budget!
CareCredit Healthcare Credit Card for Clearer Vision
Get LASIK Today and Take Two Years to Pay* with Care Credit
Deferred Interest if Paid in Full within 6, 12, 18 or 24 Months*
On qualifying purchases of $200 or more made with your CareCredit credit card account. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments required. Required monthly payments may or may not pay off purchase before the end of the promotional period.
There is an easier way to pay for your vision care including LASIK. We’re pleased to accept the CareCredit credit card, North America’s leading patient healthcare financing program. CareCredit lets you begin your procedure immediately — then pay for it over time with monthly payments that fit easily into your monthly budget. CareCredit can help you see clearer, sooner.
Ask us how to Get LASIK today and take two years to pay*.
Use your FSA or HSA for refractive surgery at New York Eye Specialists.
New York Eye Specialists recommends using your flexible spending account or health savings account’s pre-tax dollars to pay for your vision correction procedures like LASIK and ICL.
Flexible Spending Plans (FSA)
One of the best ways to reduce your costs is with a flexible spending health plan. Many employer health plans include flexible spending accounts that allow you to set aside pre-tax dollars for eligible health care related expenses. Depending on your income and tax bracket, this could save you as much as $2000.
Contributions to these plans are made through automatic and regular deductions from your paychecks. Since the funds placed in the account are not taxed, they go much further in covering eligible medical exams. Laser Vision Correction is an eligible expense, which means that your flexible benefits options can help you pay for the correction of your nearsightedness, farsightedness and/or astigmatism.
For more information on this type of plan, consult with your health insurance benefits administrator.
Health Savings Accounts (HSA)
HSA’s are tax-advantaged bank accounts that allow you to save pre-tax dollars to pay for your out of pocket healthcare costs. Many elective vision correction procedures are covered under HSA’s. To qualify for HSA savings you must first meet pre-determined requirements determined by the IRS. Some employers do not participate in HSA programs. Unlike FSA’s, there is no “use it or lose it” requirements with HSA’s. You can allow the funds to accumulate until you use them. Speak with your benefits administrator for more information.
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Financing subject to qualification and conditions. Minimum monthly payments required. Ask your provider for details. Other conditions may apply. Individual results may vary.
*No interest will be charged on the promo purchase if you pay it off, in full, within the 6, 12, 18 or 24 month promo period. If you do not, interest will be charged on the promo purchase from the purchase date. Any discount will reduce your total purchase amount and may result in you not satisfying the minimum qualifying purchase amount required. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR (interest rate) is 26.99%; Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.